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Smart Policy

Smart Policy would form the basis of the insurance DAO and would be even more important as it would govern the operation of the DAO by including software algorithms to automatically perform various operations, such as issue new policies, handle claims, distribute profits

Pricing and Risk Premium

In case of digital insurance protocol, the insurance product can be bundled with the IoT device by default or acceptance can be verified by checking a list of required conditions which can be performed by smart contract algorithms. The protocol could connect (using oracles) to external data sources if required to verify any conditions.

Profit Distribution

In the case of insurance as DAO, P&L is calculated and released instantly because blockchain updates the capital positions continuously vs. in traditional insurance the profit is released from technical reserves and transferred to free reserves only at the end of the given accounting period.  

Let’s jump in

First of the kind! This application is built on the Aigang protocol. Digital battery insurance available for your smartphone. Today.

Personalized insurance offers

No more overpriced offers! Pay based on the health of your battery.

Get payouts instantly

If your battery gets damaged, you instantly receive the payout to get yourself a new one!

Digital Insurance for IoT

Smart insurance for smart devices! Your phone is just one of them.

Ethereum Powered

Aigang Battery Insurance is fueled by Ethers (ETH). Pay, get paid and invest!

Invest & Profit

Invest and provide insurance for others. Aigang P2P network built by the community for the community.

Download Aigang app right now

Don’t miss on the opportunity to try out the app! Available in most popular app stores for all Android & iOS devices.

The app is running on Ethereum Ropsten testnet.

DO NOT SEND YOUR REAL ETHERS TO ADDRESS GENERATED IN THE APP!

How it works

Digital insurance automatically sets the risk group without any human mistakes as none are required. This makes the bulletproof system based on mathematical algorithms that assess risks.

Digital Insurance picks up this data from the devices real-time. And can give you the best price available at the moment based on the real life results. The price premium could be lower as well as higher, but the accuracy is on point and the DAO provides the best price equilibrium for both — insuree as well as insurance.

Getting your insurance is as easy as downloading an app — as soon as you get the application you automatically get to accept the policy. Smart contracts allow this and now insurance is no longer has to be signed by hand .

But what if, when you don’t know even if something is wrong with your device your insurance would know well before you? And on top of that, they would know how much damage was caused and how much would it cost you to fix it. All of that is possible in DAO as Digital Insurance with an ability to track IoT devices health.

On DAO P2P insurance, the payouts are instant. The insurance provider adds his investment and it instantly becomes claimable. Since there is no delay due to reserve-to-be-met — this makes a payments instant.

Built by The Community for The Community

Aigang Network was formed in 2017 in order to research and develop prototype for digital insurance built on and powered by blockchain technology. Fulfilling our vision for digital insurance as blockchain protocol will enable to create a new level of insurance services geared for digital world.

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